Credit Risk Analyst - Sydney

Risk, Sydney

Credit Risk Analyst - Sydney

Risk, Sydney

Ebury is one of Europe's fastest-growing fintech companies. We believe that in order for businesses to prosper and grow, there needs to be as few boundaries as possible. With our technology based platform we empower small and medium-sized businesses to trade and transact internationally.

The Business is headed by co-founders Salvador Garcia Andres and Juan Lobato, with a well-seasoned and international leadership team recruited from the likes of McKinsey, Barclays, City Index, Travelex, and Forsix Asset Management.

Just 10 years old, the business now employs 1000+ people and is expanding both product-offerings and geographical-reach. As a company we are too young for bureaucracy and instead we simply believe in getting things done.


The Role

A key role building out the underwriting function in a context of a fast growing Fintech with a worldwide footprint.

Our lending is powered by business insight. The risk team undertakes a rigorous analysis of the SME businesses looking to take our services. This includes an assessment of their markets, financials, products, activities and cash headroom modelling. The successful candidate will be expected to prepare submissions and present to our Credit Committee making recommendations, as well as contribute to the development of automated risk modelling and to adapt our processes to local markets.

The ideal candidate would complement Ebury's analytical and statistical capabilities with their own country-specific hands-on knowledge of defaults, credit underwriting, and collections. The key is to add qualitative insight to credit decisions including granting lines, monitoring and pursuing collections  


Responsibilities

  • As a Senior Credit Risk Analyst you will:

  • Support and report to the Head of Risk
  • Perform credit analysis and offer recommendations for trade finance and currency trading products
  • Train and manage other Risk Analysts
  • Lead the improvement of our underwriting processes
  • Provide insights specific to the local market that affect directly our Risk process
  • Participate in the development of internal modelling/scoring efforts to automate credit decisions

Requirements:

  • University degree in business, finance or similar
  • Fluency in English is essential (additional languages are a plus)
  • Background in credit underwriting
  • 5 to 10 years experience in a SME credit analysis role
  • Previous experience in alternative lenders or non-banking entities desirable
  • CFA or similar certification completed or at least in process desirable
  • Demonstrable strong analytical ability
  • Clear, concise communication style
  • Willingness to work in a highly demanding and result-oriented team environment
  • Working knowledge of Excel essential, VBA/Macros desirable

Interested?

Apply today to change the FinTech Industry