Junior Credit Underwriter - Warsaw office

Risk, Warsaw

Junior Credit Underwriter - Warsaw office

Risk, Warsaw

Ebury is one of Europe's fastest-growing fintech companies. We believe that in order for businesses to prosper and grow, there needs to be as few boundaries as possible. With our technology based platform we empower small and medium-sized businesses to trade and transact internationally. The Business is headed by co-founders Salvador Garcia Andres and Juan Lobato, with a well-seasoned and international leadership team recruited from the likes of McKinsey, Barclays, City Index, Travelex, and Forsix Asset Management. Just seven years old, the business now employs in excess of 600 people, has on-boarded circa 18,000 clients, has raised in excess of $100m top-tier Venture Capital, and is expanding both product-offerings and geographical-reach. As a company we are too young for bureaucracy and instead we simply believe in getting things done. 

Role
 Our lending is powered by business insight. The risk analyst will undertake a thorough rigorous analysis of the SME businesses looking to take our services. This will include an assessment of their markets, financials, products, activities and cash headroom modelling. The person will be expected to prepare a submission into our Credit Committee with results and recommendations. And also contribute to the development of automated risk modelling.  

Responsibilities
As a Junior Credit Underwriter you will:- Analyse businesses financials, operations and trade cycles to understand fundamental business health and inherent credit risk
- Analyse company structure, directors and activity to understand fraud risk
- Synthesise and present analysis to the Credit Committee and senior leadership and help with risk decision making
- Formalise risk decisions into insights that could be automated, and see through implementation
- Monitoring the existing Client Portfolio and assessing new requests from existing clients  

The Candidate
Quantitative bachelor and/or master degree – Accounting, finance, or similar (essential)
- Native Polish is speaker
- Fluency in English is essential (additional languages are a plus)
- Background in accounting, risk analysis and/or statistics desirable
- Analytical mind and strong problem-solving skills- Experience in understanding how businesses work and perform
- Clear, concise communication style
- Willing to work in a highly demanding and result-oriented team environment
- Working knowledge of Excel essential, VBA/Macros desirable

Interested?

Apply today to change the FinTech Industry